{"id":787,"date":"2024-06-30T16:47:03","date_gmt":"2024-06-30T16:47:03","guid":{"rendered":"https:\/\/david.bookstaber.com\/?p=787"},"modified":"2024-06-30T16:50:59","modified_gmt":"2024-06-30T16:50:59","slug":"privacy-com-to-thwart-subscriptions","status":"publish","type":"post","link":"https:\/\/david.bookstaber.com\/?p=787","title":{"rendered":"Privacy.com to thwart subscriptions"},"content":{"rendered":"\n<p>Businesses love the recurring revenue from subscriptions.  And they love the fact that people tend to be so lazy and forgetful that customers don&#8217;t reliably cancel subscriptions that they wouldn&#8217;t otherwise keep.  As a conscientious consumer, I dislike subscription services because businesses have a disincentive to make cancelling subscriptions easy.  I disapprove of <a href=\"https:\/\/www.deceptive.design\/types\/hard-to-cancel\">the roach motel business model<\/a>.  My favorite countermeasure: <a href=\"https:\/\/app.privacy.com\/join\/44UQP\">Privacy.com<\/a>.<\/p>\n\n\n\n<p>Privacy.com lets you create credit cards with all sorts of constraints, as shown in this screenshot:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"505\" height=\"642\" src=\"https:\/\/david.bookstaber.com\/WP\/wp-content\/uploads\/2024\/06\/Privacy.com_.jpg\" alt=\"Screenshot of Privacy.com credit card limits.\" class=\"wp-image-788\" srcset=\"https:\/\/david.bookstaber.com\/WP\/wp-content\/uploads\/2024\/06\/Privacy.com_.jpg 505w, https:\/\/david.bookstaber.com\/WP\/wp-content\/uploads\/2024\/06\/Privacy.com_-236x300.jpg 236w\" sizes=\"auto, (max-width: 505px) 100vw, 505px\" \/><\/figure>\n<\/div>\n\n\n<p>I particularly like the single-use card, which I create for subscription services.  If I forget about the service they can&#8217;t keep sucking money from my bank.  If I want to cancel the service, I don&#8217;t have to find and navigate their arbitrary cancellation processes &#8230; and keep records of cancellation attempts to dispute recurring charges from those businesses that are either incompetent or downright fraudulent when it comes to cancelling subscriptions.  If I do want to continue subscribing, I have found that every business goes above and beyond to make that as easy as possible!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Businesses love the recurring revenue from subscriptions. And they love the fact that people tend to be so lazy and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[15,14],"tags":[],"class_list":["post-787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-technology","post-archive"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/david.bookstaber.com\/WP\/wp-content\/uploads\/2024\/06\/Privacy.com_.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/posts\/787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=787"}],"version-history":[{"count":1,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/posts\/787\/revisions"}],"predecessor-version":[{"id":789,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/posts\/787\/revisions\/789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=\/wp\/v2\/media\/788"}],"wp:attachment":[{"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/david.bookstaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}